For our part, after the classy way the ManicAds demise was handled, we simply took our refund and pumped it back into AdsMania. We will now wait to see what happens but fully expect this one to be a winner!

GetPaidInstant was added almost a week ago and although growth is slow, it is steady and we have been paid every day without problem. It is better to see a program like this walk before it can run.

Today, we have added another up-and-comer to our listed programs:

12DaySurf is following a tried and proven path taken by 12DailyPro and 12by12Daily, two highly successfull programs of the last 12 months. It pays 12% for 12 days and offers 12% 1st level referral commissions. However, 12DaySurf has added the new trend of making automated INSTANT payments upon request (daily if desired!).

The Admin also seems to have some unique promotional boosters (he pays members for posting in the principal forums etc.) Of course, ALL pay4surf programs are a gamble, but this one looks promising!

The first AutoSurf built by members for members. However, it succumbed to the dark side this week and Mike, the admin decided that he could not fight anymore.

The good news is that we received a FULL refund within hours of the announcement of closure. This was a class act and we are sorry to see it go!

Both made payments to us within 24 hours of joining!

The Internet Cash Club has been around for a while and has a SOLID record of making consistent payouts to its members even though it offers a relatively high return. Although it claims to be in existence online for over 12 months, we were only able to verify its payment record since July 2006.

Even so, there are very few blots on this record and TICC seems like a relatively low risk for such high returns (10% weekly FOREVER)!

GetPaidInstant, on the other hand, is an unknown quantity at this point. It pays 10% for 14 days and payouts can be requested daily and are paid INSTANTLY.

So far, we have surfed and been paid without a glitch!

 As many of you are doubtless aware, we took a few days off to visit our daughter in Paris (France). Before we left, these 3 programs above were all making promises that they would soon resume business as usual and in the case of IP and Global, would get caught up on delayed withdrawals.

 To date, there is NO sign from ANY of the 3 programs that this has or is about to happen :(

 Now, we have been in ourselves almost a month and the program has performed flawlessly. Payouts are always within 24 hours and usually much sooner. The daily income is steadily increasing and it looks like each $15 position will payout about $24 in 120 days.

 If you follow the strategy outlined in the forum you can puchase a unit for just $9. This equates to a return of 266% in 120 days or 2.21% daily!

Mentors4Profit site had been dormant for a few weeks with no word from Bret Littlefield and members were getting ready to form a posse! Then the site was hacked and it looked like a certain end to the program. Now, from nowhere comes a glimmer of hope with a message on the site saying that it is being revamped and will return with ALL user data intact. Time will tell!

The long and short of this mess is that somehow, Jake at ASA, got wind of the fact that Terry Kurtis of CashX and PTSPayPro was attempting to withdraw the majority of the funds held at two major payment processors.

Although he has no official standing with either of the processors in question, he nevertheless tried to have the payments blocked. In one case (TriStar MoneyChangers), he may even have been successful. What ensued was a disastrous he said, she said, public war lasting a few hours. Much foul language and even threats of violence was part of the display.

The end result:

Today, ASA Monitor, PTSPayPro and TSMC have all severed ties with each other. ASA Monitor forum is down (for maintenance!) and the future viability of PTSPayPro is very much in question.

The Internet continues to be the Wild West of the 21st Century!

There are literally hundreds of thousands of cards that are now being decativated as a result of various authorities applying pressure on the NYCCU. This Canadian credit union had attracted a lot of business from various card issuers around the world and you will have to read the fine print to see if YOUR card is one of those affected.

Your money will NOT be trapped on the card. They are allowing users a reasonable time to empty their accounts but card loading has already been blocked.

{Start Quote}
Dear Investplace member,

Due to some technical updates in our system, some delay took place lately with processing the withdrawals. We are sending you this email to confirm that we are working very hard on new investment opportunities and will back to you very soon with new plans, horizons, and very good news. All withdrawal requests will be processed on weekly basis starting from next Sunday.

Just remember that with all difficulties which we faced within the last period which caused most of the same online opportunities to go down, close, and run away, Investplace still strong and will keep growing. So we started our third year few days ago full of power and ambition. We apologize for any inconveniences and wish all of our members a happy new year with full of luck and money.

Best Regards,
Investplace Support Department
{End Quote}

This explains their absence and lack of payouts. We will watch to see if they are able to live up to their commitments!

Although those who elected NOT to claim refunds have yet to have their accounts restored as promised (we were one of them), others who upgraded manually have reported no hitches.

There has been no word from Admin and our pending payouts are still not paid, but it is unlikely that the site would have been restored simply to fold again, we think it likely that payouts WILL resume soon!

There was NEVER any solid information about just how this site generated its revenues and it had been in operation since July 2005. It probably was either a straight ponzi that either ran out of money or the recent upheaval with the crashing of 12by12Daily and 13DailyPro caused investor skittishness which has put strain on MANY programs, the weaker of which are now failing in a domino effect.

It is also entirely possible that InvestPlace, like so many before it was using other programs for generation of revenue and when those programs fail, they take a significant amount of capital AND revenue with them. Either way, it should be a warning to all that you should not put a substantial amount of your total portfolio into high-risk programs.

However, even the so-called solid, conservative funds are not doing so well. Feeder Fund stood for a long time as a shining example. However, now that FXIG, ITS et. al. have run into significant problems, FF's world seems to be crashing around its ears.....

As always, there will be new programs arising that offer hope to the disenchanted as long as one can preserve enough capital to keep going. You will note that we have recently added 3 new listings all of which promise to help redress the spate of failiures!

ManicAds LOOKS like a breath of fresh air. It is MUCH more than just an AutoSurf program since it contains MANY additional features and benefits. Its compensation plan is both sensible and realistic and ensures that temporary slowdowns in business (spends) will not cripple the program.

Returns of 125% are both reasonable and probably sustainable. Since the timeframe is variable depending on OVERALL profits from the ENTIRE site, no-one can say how long it will take to earn your 25% profit but at least you can withdraw daily if you wish. However, the $1 withdrawal fee stops members from abusing this privilege. The 5% penalty for a 24 hour payout (otherwise 7 days), also adds flexibility but for those with small spends, it is probably not a good option.

Of course, we are ALWAYS at the mercy of the owners and admins, who can abscond with the money at any time. Nevertheless, in terms of overall risk, we would rate this one at the lower end of the scale.

Steady Daily Income is neither AutoSurf NOR HYIP! It is a genuine REVENUE SHARING plan where members earn and can withdraw their share DAILY if they wish.

Both active and passive members are welcomed, although as is normal, much more can be earned through active referrals (6 level payplan). Nevertheless, this one is likely to be around for a long time, since it is clearly not set up to build huge liabilities that it cannot meet as ALWAYS happens with HYIPs and AutoSurfs.

Started in October 2006, this program has developed a devoted and loyal following and has only positive posts in the major forums. There are currently just over 4,000 members (late Dec. 06). Although you can join for free, the only benefit to doing this is to earn DIRECT referrals at $2 each. If you are joining for Passive income then you MUST upgrade to get the residual income benefits!

 This one is really no different to the others and will also inevitably fail. However, just as MANY made money with the 3 programs above, many will also make money with 12by12Instant. The key, as always, is getting in EARLY and pulling your seed money out as quickly as possible!

13DailyPro was the first to go a couple of days ago. It went with a whimper rather than a BANG. The site simply disappeared.... This was no surprise to anyone who had been following developments. Although payment processor and exchange problems undoubtedly exacerbated cashflow problems, the impending closure of the program was obvious.

12by12Daily followed suit last night albeit in a classier fashion. Dave Cannard was always upfront and unpretentious. The story he outlines rings true and we believe he did his best to make things work. The real problem lies in the fact that these programs that are not based on external income sources MUST eventually fail.

12by12Daily COULD have lasted much longer except for the fact that many were understandably nerevous after the 12DailyPro disaster and every little rumour of problems caused a massive backlash in lack of confidence and reduction of spends.

Sooner or later, one of the new batch of AS programs will rise to the top, go SuperNova and then implode. It is a cycle that will repeat itself for the foreseeable future. Some will profit, even more will lose.....

Within 2 hours of the announcement, we received our pending payout from November 26th. Dave freely admitted to cashflow problems; It would have been futile to do otherwise. He implied that it was really up to the membership whether the program continues or not.

If as a whole, members continue to support it by upgrading reasonable amounts or if, en masse they decide to withdraw their earnings, will determine how long the program will go on!

\Their latest addition is PTSPayPro. It offers 25% for 10 days. We do not pretend to know how they can sustain this rate which they plan to offer until March 2007. Still, we are sure that it will last a few cycles and those who get in early can make a killing. At least this is not coming from a TOTALLY unknown source!

Some programs ARE real and run by admins who REALLY are trying to generate funds for their investors. Both of these programs PRETENDED to have REAL sources of income. However, in hindsight, it is clear that the goal of both was to cram as much as possible into their PERSONAL accounts.

Once bitten, twice bitten?? ;-)

13DailyPro has woes of its own with yet another delay in its payment from AlertPay via the eBullionExchange. Some are saying that the REAL problem is the fact that 12by12Daily has slowed its payments and that 13DP is piggybacking off this so slows too as a result.

We cannot profess to have the answers, but the end result is the same: Slow payouts and an uncertain future!

12 Days of Christmas Bonus
It seems that today (and perhaps 11 others) wil be selected as bonus days. On these days, a 24% bonus of your spend will immediately be added to your CASH account (available for withdrawal). Also, on these days, you will be able to upgrade from your account cash internally (normally disabled).

An Opportunity AND a warning!!!
This is undoubtedly a great way to get started or increase your stake in 6K-Finance, since $100 would give you $24 back in 24 hours and just 6 more days at a $12 daily payout, your spend would be back in your pocket with 6 more days to payout ($72 profit)

The Dark Side...
The devil in us says that this is an EASY way for the program to RAPIDLY increase FINAL cashflow if you plan to run with the money in the next few days. There will be a HUGE influx of money today with lessened withdrawals since many will reinvest to get the 24% bonus (heck WE did it!). We HAVE however requested payout of the bonus rather than re-investing it (which we could also have done!) We will see if we get it within 24 hours....

So there you have the rest of the story. If you are an Optimist, you should put some money in. If you are a Pessimist, you should hold off. For our part, we are sitting on the fence enjoying the ride... Anything that happens from here is PURE profit. We have been in 12 days and withdrawn our original spend (and a bit more besides).......

Yes, there has been a run on the bank at 12by12. The delay in payments and recent moves to allow $12K deposits and 3 concurrent spends had the reverse effect than intended. Rather than increasing cashflow, it made members skittish and many stopped putting in new spends. As a result, cashflow got increasingly tighter.

 Now, in order to get their payout, members must have an upgrade level of at least 50% of their payout. The catch 22 for many is the fact that the only money they have to upgrade is sitting in their pending payout....

When one knows in advance of this rule, it is easy to plan for it. But to be hit suddenly after the fact, we can only expect a LOT of unhappy campers.

We'll watch to see what happens!

Only 6 weeks old and already with 5K members, 6K-Finance is growing extremely fast. It will likely capture those who want to get the high returns without having to surf to earn.

Although it is almost certainly NOT what it says it is (in business for 17 years, 120+ employees blah,,Blah,,) it IS probably a good way to make some fast money if you get in and out again within a month or so....

See our listing for full details